Critical Illness Cover
What is a critical illness?
Core Benefits include
- Alzheimer's disease - resulting in permanent symptoms
- Aorta graft surgery
- Aplastic anaemia - of specified severity
- Bacterial meningitis - resulting in permanent symptoms
- Benign brain tumour – resulting in permanent symptoms
- Benign spinal cord tumour - resulting in permanent symptoms
- Blindness – permanent and irreversible
- Cancer – excluding less advanced cancers but including advanced skin cancer
- Cardiomyopathy - of specified severity
- Chronic rheumatoid arthritis
- Coma – resulting in permanent symptoms
- Coronary artery by-pass grafts
- Creutzfeld-Jacob disease – resulting in permanent symptoms
- Deafness – permanent and irreversible
- Dementia – resulting in permanent symptoms
- Heart attack – of specified severity
- Heart valve replacement or repair
- HIV infection – caught from a blood transfusion, a physical assault or at work in an eligible occupation
- Kidney failure – requiring dialysis
- Liver failure
- Loss of hands or feet – permanent physical severance
- Loss of independence
- Loss of speech – permanent and irreversible
- Major organ transplant
- Motor neurone disease – resulting in permanent symptoms
- Multiple sclerosis – with persisting symptoms
- Open heart surgery
- Paralysis of limbs – total and irreversible
- Parkinson’s disease – resulting in permanent symptoms
- Progressive supra-nuclear palsy – resulting in permanent symptom
Please be aware however that all critical illness plans are not the same. Some plans offer far more definitions / pay out options than others.
Certain insurers use Partial payment options while others use additional payment options. On top of this different insurers offer additional benefits such as Fracture cover, Best Doctor, Winston s Wish, Vitality plus, helping hand, etc.
Please contact us for a quotation or any additional policy information required.
